AG Finance Co., Ltd. is a Hong Kong-based financial institution specializing in luxury watch pawn services. Our team comprises seasoned financial professionals with over a decade of experience, alongside industry experts in digital and luxury watches. With extensive market knowledge and the support of a comprehensive watch valuation database, we provide fast and accurate appraisals, ensuring our clients receive the financial assistance they need with confidence and ease. Whether you're navigating cash flow challenges or seeking a flexible loan solution, AG Finance is here to help—offering security, reliability, and peace of mind.
AG Finance Limited is a leading finance company in Hong Kong, specializing in luxury watch pawn services. Our team includes seasoned financial professionals with over a decade of experience, alongside watch industry experts. With our in-depth expertise and extensive database, we provide fast and accurate watch valuations, offering clients a reliable financial solution with confidence and ease. Many individuals facing cash flow difficulties are forced to sell their valuable assets piece by piece, only to find themselves starting over once their financial situation improves. To address this challenge, AG Finance offers a specialized luxury watch pawn service, allowing clients to access immediate funds without permanently giving up their cherished timepieces. This way, once their financial hurdles are behind them, their prized possessions remain intact—providing both financial relief and lasting peace of mind.
Premium Loan Services with Unmatched Flexibility
Lowest Interest Rates
Enjoy preferential interest rates as low as 1%, ensuring a truly stress-free borrowing experience. We’re here to support you through financial challenges with minimal burden.
No Credit Check Required
We do not conduct TU (TransUnion) credit checks, ensuring your credit rating remains unaffected. Regardless of your current TU score, you can secure a loan without any obstacles.
Instant Approvals – No Waiting
Simply upload a photo of your watch along with its certificate, and receive a swift appraisal. Approvals take as little as 30 minutes, with funds transferred immediately upon approval.
Flexible Repayment, No Restrictions
Customize your repayment plan with multiple options. You decide when and how much to repay, with no fixed schedules or restrictions—giving you complete financial control.
Lowest Interest Rates
Enjoy preferential interest rates as low as 1%, ensuring a truly stress-free borrowing experience. We’re here to support you through financial challenges with minimal burden.
No Credit Check Required
We do not conduct TU (TransUnion) credit checks, ensuring your credit rating remains unaffected. Regardless of your current TU score, you can secure a loan without any obstacles.
Instant Approvals – No Waiting
Simply upload a photo of your watch along with its certificate, and receive a swift appraisal. Approvals take as little as 30 minutes, with funds transferred immediately upon approval.
Flexible Repayment, No Restrictions
Choose from multiple repayment options and decide when and how much to repay—without any restrictions. Enjoy complete control over your financial decisions!
Financial autonomy, zero-barrier loans
Unlock Instant Cash by Pledging Your Luxury Watch
Luxury Watches = High Liquidity Among all luxury assets, watches offer the highest liquidity. Even compared to Hong Kong’s most favored investments—real estate, cars, and fine wine—luxury watches can be converted into cash more quickly and easily.
Hong Kong’s Thriving Luxury Watch Market Hong Kong investors have long recognized the value of luxury watches. According to Statista, the primary market alone is projected to generate over US$6 billion in watch sales in 2024—a testament to the market’s strength. With Hong Kong ranking second only to the U.S. and Switzerland in per capita wealth, luxury watches remain a sought-after investment. Backed by over a decade of expertise, AG Finance is highly confident in the continued growth of Hong Kong’s watch industry.
Why Sell When You Can Mortgage?
- Market prices not ideal? Hold onto your watch and avoid selling at a loss.
- Spotted a new investment opportunity? Free up cash without liquidating other assets.
- Need immediate funds but worried about your TU rating? Skip the bank loan—no credit check required.
With AG Finance, you don’t have to part with your luxury timepiece. Pledge your watch, access quick cash, and redeem it when you're ready—giving you the flexibility to seize financial opportunities without compromise.
