Hong Kong’s First Watch Mortgage Company
Expert Real-Time Valuation for Instant Cash
Backed by a comprehensive database and industry expertise, we provide fast and accurate value for your watch. With approvals in as little as 30 minutes, you can access the cash you need quickly and effortlessly.
The interest rate displayed is for reference only. Final approval is subject to the applicant’s specific situation. The actual annual interest rate will not exceed 48%.
Lowest InterestRates
Enjoy preferential rates as low as 1%, making borrowing virtually stress-free. Give it a try—we’re here to help you overcome financial challenges together!
No Credit Check –Free TU
We do not conduct TU (TransUnion) credit checks, ensuring that your credit rating remains unaffected. Regardless of your TU score, your loan application will not be impacted.
Instant Approval – No Waiting
Simply upload a photo of your watch and its certificate, and receive a fast appraisal. Approval takes as little as 30 minutes, with funds transferred immediately after approval.
Flexible Repayment – No Restrictions
Choose from multiple repayment options and decide when and how much to repay—without any restrictions. Enjoy complete control over your financial decisions!
Lowest InterestRates
Enjoy preferential rates as low as 1%, making borrowing virtually stress-free. Give it a try—we’re here to help you overcome financial challenges together!
No Credit Check –Free TU
We do not conduct TU (TransUnion) credit checks, ensuring that your credit rating remains unaffected. Regardless of your TU score, your loan application will not be impacted.
零Instant Approval – No Waiting
Simply upload a photo of your watch and its certificate, and receive a fast appraisal. Approval takes as little as 30 minutes, with funds transferred immediately after approval.
零Flexible Repayment – No Restrictions
Choose from multiple repayment options and decide when and how much to repay—without any restrictions. Enjoy complete control over your financial decisions!
AboutAG Finance
AG Finance Co., Ltd. is a Hong Kong-based financial institution specializing in luxury watch pawn services. Our team comprises seasoned financial professionals with over a decade of experience, alongside industry experts in digital and luxury watches. With extensive market knowledge and the support of a comprehensive watch valuation database, we provide fast and accurate appraisals, ensuring our clients receive the financial assistance they need with confidence and ease. Whether you're navigating cash flow challenges or seeking a flexible loan solution, AG Finance is here to help—offering security, reliability, and peace of mind.
SuccessStories
Mr. Li is the person in charge of the decoration company
Collateral: Audemars Piguet AP 15500st.oo.1220st.02
Mr. Li, the person in charge of the renovation company,…
Mr. Lee, the owner of a renovation company
Pawned Item: Audemars Piguet (AP) 15500ST.OO.1220ST.02
Mr. Lee is the owner of a renovation company. Due to a delay in receiving the final payment from his client, he is temporarily lacking funds and has decided to pawn his watch to cover the workers' wages. When...
Ms. Novin
Collateral: Richard Miller RM 07-01
Ms. Novin planned to partner with a friend to start a n…
Ms. Novin.
Pawned Item: Richard Mille RM 07-01
Ms. Novin plans to start a new beauty business with a friend, but due to limited funds, she secretly pawned the RM 07-01 that her husband had gifted her at Exclusive Financial Services. She hoped that this would provide the necessary cash flow to kickstart the venture...
Mr. Feng
Collateral: Rolex 126710BLRO
Mr. Fung worked for an IT company, but unfortunately wa…
Mr. Fung
Pawned Item: Rolex 126710BLRO
Mr. Fung works at an IT company but was unfortunately laid off. During the two months of job searching, he had no income, so he decided to pawn his cherished Rolex to obtain cash flow. Afterward...
Mr. Chen
Collateral: ROLEX 116500LN
Over the years, Mr. Chan has collected a number of luxu…
陳先生
抵押物: ROLEX 116500LN
Mr. Chan has been collecting various luxury watches for many years, with some models not being frequently used. Recently, he plans to invest in a restaurant business with a friend. However, applying for a loan at the bank could potentially impact his credit rating, so he decided to explore other options to raise the funds...
Mr. Ye
Collateral Patek Philippe 5961R
Mr. Yip runs a travel company, and the travel business …
葉先生
抵押物 百達翡麗 5961R
Mr. Ye runs a travel agency. After the easing of the pandemic, the travel business has returned to normal. He hoped to sell his watch but felt that the current market price was average. In the end, he chose to go to Exclusive Financial Services to pawn his watch...
